Thanks to technology and the ease with which insurance can now be provided, you can also work to build the best type of programs that someone may need for how their lifestyle guides them. Your employees or group members will appreciate this way of approaching insurance as they decide to insure themselves.
An a la carte approach to picking what makes sense is best. Not everyone needs coverage for certain things, and having choices can help make insurance make sense for different types of people in your business or organization.
Here are a few areas to consider when crafting the type of insurance package your company or group will want to provide to best suit people’s needs.
AD&D insurance: This stands for Accidental Death and Dismemberment, and it can be considered a supplement to a life insurance policy. AD&D is essential coverage in case of an accident involving the loss of limbs, hearing or eyesight, whether the accident is fatal or not.
Cell phone protection: If accidental damage or a significant repair needs to occur for your phone, having a protection plan would help with costs. Losing your phone or having it stolen may also be covered with some plans.
Identity theft protection: In the event of ID theft, this type of insurance can help with any costs associated with restoring your theft, including any legal expenses or electronic administrative fees to regain your identity.
Roadside assistance: Whether it’s an accident, a stall-out, a dead battery or a towing service that you need, this type of insurance can cover those expenses. Most of these are tied to a professional service that can help provide those services on the road.
Health and wellness insurance benefits: Beyond just coverage for health concerns or procedures, this type of benefit may also include lower premiums and incentives to maintain a greater sense of wellness.
The best options for your business
As part of what we provide businesses that work with IMAC, we work with some of the best insurance carriers to bring you options for insurance such as what we have listed above – and even more. From protection services such as life and home insurance, to supplemental medical options like telemedicine or critical illness insurance, we can supply it for you. Go to our website to learn more about what we can provide or how we can help.