IMAC
Terms of Use
1. ACCEPTANCE OF TERMS
These Terms of Use (“Terms”) govern your access to and use of the website located at IMACO.com (the “Site”), owned and operated by the International Marketing, Administration & Insurance Brokerage Corporation of Massachusetts (“IMAC,” “Company,” “we,” “us,” or “our”).
BY ACCESSING OR USING THE SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST IMMEDIATELY CEASE ALL USE OF THE SITE.
These Terms constitute a legally binding agreement between you and IMAC. If you are accessing the Site on behalf of a business entity, you represent and warrant that you have the authority to bind that entity to these Terms, and references to “you” shall mean both you individually and that entity. This Site is intended solely for access by authorized business representatives, including brokers, insurance carriers, employers, trade associations, and similar business entities. It is not intended for use by individual consumers.
2. PERMITTED USE AND RESTRICTIONS
a) Permitted Use. Subject to these Terms, IMAC grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Site solely for your internal, lawful business purposes and in connection with evaluating or engaging IMAC’s professional insurance services.
b) Prohibited Conduct. You agree that you will not:(i) Use the Site for any unlawful purpose or in violation of any applicable federal, state, or local law or regulation;
(ii) Attempt to gain unauthorized access to any portion or feature of the Site, or any other systems or networks connected to the Site; (iii) Use any automated means, robot, spider, scraper, or other data-harvesting tool to access, monitor, copy, or collect content or information from the Site; (iv) Interfere with or disrupt the integrity or performance of the Site or the data contained therein; (v) Transmit any content that is unlawful, harmful, threatening, abusive, defamatory, obscene, invasive of another’s privacy, or otherwise objectionable; (vi) Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity;
(vii) Upload or transmit any virus, malware, or other malicious code; or (viii) Use the Site to advertise or solicit any business unrelated to your inquiry about IMAC’s services.
3. INTELLECTUAL PROPERTY
a) Ownership. The Site and all content, features, and functionality thereof, including but not limited to text, graphics, logos, images, icons, software, and the selection and arrangement thereof (collectively, “Content”), are owned by IMAC or its licensors and are protected by United States and international copyright, trademark, trade secret, and other intellectual property laws.
b) Limited License. Subject to these Terms, IMAC grants you a limited, revocable license to view and print pages of the Site solely for your internal, non-commercial business evaluation purposes. No Content may be reproduced, distributed, modified, publicly displayed, sold, or transferred without IMAC’s prior written consent.
c) Trademarks. The IMAC name, logo, and all related marks, product names, and logos are trademarks of IMAC or its affiliates. Nothing in these Terms grants you any right or license to use any trademark, service mark, or logo of IMAC.
d) Feedback. To the extent you provide any feedback, suggestions, or comments regarding the Site or our services, you hereby grant IMAC a perpetual, irrevocable, worldwide, royalty-free license to use, incorporate, and exploit such feedback for any business purpose without restriction or compensation to you.
4. DISCLAIMERS
a) No Professional Advice. The information contained on this Site is provided for general informational and marketing purposes only. Nothing on this Site constitutes legal, insurance, financial, regulatory, or professional advice of any kind, and no broker-client, or other professional relationship is created by your use of the Site or submission of an inquiry. You should consult a qualified professional for advice specific to your circumstances.
b) No Warranty. THE SITE AND ALL CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IMAC DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
c) Accuracy. While IMAC endeavors to keep the information on the Site current and accurate, we make no representations or warranties as to the accuracy, completeness, reliability, timeliness, or suitability of any Content. IMAC reserves the right to correct any errors or omissions at any time without notice.
d) Third-Party Links. The Site may contain links to third-party websites. Such links are provided for convenience only and do not constitute an endorsement, sponsorship, or recommendation by IMAC of any third-party site, content, product, or service. IMAC has no control over, and assumes no responsibility for, the content, privacy practices, or security of any third-party site.
5. LIMITATION OF LIABILITY
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL IMAC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE SITE OR ANY CONTENT THEREON, EVEN IF IMAC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.IMAC’S TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE SITE SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100.00). THE LIMITATIONS OF LIABILITY SET FORTH IN THIS SECTION SHALL APPLY REGARDLESS OF THE FORM OF ACTION, WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY.
Some jurisdictions do not permit the exclusion or limitation of certain warranties or liabilities. To the extent such limitations are not permitted under applicable law, including California law, the foregoing limitations may not apply to you, and our liability shall be limited to the maximum extent permitted by law.
6. INDEMNIFICATION
You agree to indemnify, defend, and hold harmless IMAC and its officers, directors, employees, agents, affiliates, licensors, and service providers from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, and fees (including reasonable attorneys’ fees) arising out of or relating to: (a) your violation of these Terms; (b) your use of the Site; (c) your violation of any applicable law or regulation; or (d) your infringement of any intellectual property or other rights of any third party.
7. GOVERNING LAW AND DISPUTE RESOLUTION
a) Governing Law. These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, without regard to its conflict of law provisions.
b) Exclusive Jurisdiction. Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Site that is not resolved by mutual agreement shall be subject to the exclusive jurisdiction of the state and federal courts located in the Commonwealth of Massachusetts. You hereby consent to the personal jurisdiction of such courts and waive any objection to venue therein.
c) Waiver of Jury Trial. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, EACH PARTY HEREBY IRREVOCABLY WAIVES ALL RIGHT TO TRIAL BY JURY IN ANY ACTION, PROCEEDING, OR COUNTERCLAIM ARISING OUT OF OR RELATING TO THESE TERMS OR THE USE OF THE SITE.
d) Statute of Limitations. Any claim or cause of action arising out of or related to these Terms or your use of the Site must be filed within one (1) year after the claim or cause of action arose, or such claim or cause of action will be permanently barred.
e) California Users. Notwithstanding the foregoing, nothing in these Terms is intended to deprive California residents of any rights or remedies that are non-waivable under California law, including rights under the California Consumer Privacy Act, to the extent applicable.
8. MODIFICATIONS TO TERMS
IMAC reserves the right, in its sole discretion, to modify, amend, or replace these Terms at any time. Changes will become effective upon posting of the revised Terms to the Site with an updated “Last Updated” date. Your continued use of the Site after any such changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
9. SEVERABILITY
If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it enforceable, or, if modification is not possible, such provision shall be severed from these Terms, and the remaining provisions shall continue in full force and effect.
10. WAIVER
The failure of IMAC to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. No waiver by IMAC of any breach or default shall be deemed a waiver of any subsequent breach or default.
11. ENTIRE AGREEMENT
These Terms, together with the Privacy Policy incorporated herein by reference, constitute the entire agreement between you and IMAC with respect to your use of the Site, and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, whether written or oral, with respect thereto.
12. CONTACT INFORMATION
If you have any questions regarding these Terms, please contact us at:
IMAC
275 Turnpike Street, Suite 300
Canton, MA 02021 USA
Email: info@IMACO.com
Telephone: 781-963-2269
Effective Date: June 2, 2026
Last Updated: June 2, 2026